How to Handle an RV Collision
Many people have experienced automobile collisions on the road, but recreational vehicles (RVs) get into accidents, too! When an RV collision occurs, it often must be handled differently than a standard automobile accident—not just in dealing with insurance, but also in choosing an auto body shop qualified to perform repairs. Motorhomes, boats, trailers and other recreational vehicles all have unique designs, and you want to be sure the body work is done right.
If your recreational vehicle is involved in an accident, the following guide should help you navigate the path to quality repairs.
Get a police report
This is especially important if your RV collision involves another vehicle, because the police report helps eliminate the dispute factor with regard to fault and insurance liability. Even if the collision seems to be minor, call the police and don’t leave the scene until they arrive.
This is where a camera phone comes in handy. Take pictures of the damage to your RV from multiple angles. Get a copy of the police report, and make sure you exchange insurance information with other parties involved.
Contact the insurance company
While insurance might not be required on certain recreational vehicles in the State of Oregon (boat insurance is optional, for example), it’s still a good idea to carry insurance on any vehicle you own; otherwise, if the damage is your fault, you will have to pay out-of-pocket for repairs. Report the accident to your insurance company as soon as possible, and provide them with all documentation. If the collision involves another vehicle and the other party is at fault, contact their insurance company as well.
Choose a qualified collision repair shop
For optimum repair results, it’s very important that you choose a repair shop specially qualified and equipped to handle RV collision repair. Motorhomes and larger watercraft, for example, may require an oversized painting booth, and/or repair technicians trained in fiberglass repairs. If insurance is going to pay for the repairs, you may need to get quotes from one or more auto collision repair providers; in some cases, the insurance company will send out an adjuster who will calculate a quote for you.
For reliable, top-quality RV collision repair in Portland, Brasher’s Auto & Truck Collision Repair provides special facilities for truck and RV body repair, staffed with specialists trained to handle all your recreational vehicle repair needs. They are certified to work with all insurance carriers, and they are backed by an A+ rating from the BBB. Brasher’s Auto can be reached for a free estimate at 503-674-5463 — and be sure to check their online specials for additional discounts.
ADESA Auto & Truck Collision Repair Blog
Written and Published By MORBiZ